Years ago, I have to admit, our finances were a train wreck. The worst! It was such a horrible feeling going to work everyday and drowning in debt.
Around this time, I was introduced to a relatively unknown financial guy named Dave Ramsey. This was one of the first people that made me believe I could change the mess I was in. Dave explains everything in a very simple, easy-to-understand way.
If you're really having a tough time financially, check out Dave's "Baby Steps" on his site. Once you're on his site, click tools, then "The Seven Baby Steps". I guarantee you, it will be life changing. There is hope!
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